RBI extends card tokenisation deadline by 3 months till September
RBI extends card tokenisation deadline by 3 months till September The Reserve Bank of India (RBI) on Friday extended the card-on-file (CoF) tokenisation deadline by three months to September 30, 2022, given various representations received from industry bodies. Card-on-file, or CoF, refers to card information stored by payment gateway and merchants to process future transactions. In a circular, the RBI said the industry stakeholders have highlighted some issues related to the implementation of the framework in respect of guest checkout transactions. Also, a number of transactions processed using tokens is yet to gain traction across all categories of merchants. “These issues are being dealt with in consultation with the stakeholders, and to avoid disruption and inconvenience to cardholders,” it said while extending the timeline of June 30 by three more months to September 30, 2022.
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